y2kbadbug

4 Contributions 11 People Helped

Member Since: February 2015

Most Helpful Contribution

Navy Federal Credit Union® Credit Card

Aug 08, 2018
Best CC I have
Helpful to 11 out of 11 people

I actually started with an nRewards secured credit card with $500 limit.  After about 6 months to a year they refunded me the money and bumped my limit to 2500.  I submitted another increase request 6 months later and was bumped to 3300.

I have never had a good credit score due to past experiences, but they approved me and took care of me.  Now I have a GoRewards card.

Honestly, I love how fair they are, I even applied for an increase recently after it's been over a year.  My credit is a complete mess so I am sure it will get declined, but I love that they don't do the instant denials.  They review all requests by a person.

I love NFCU.

Activity (4 Total Contributions)

Navy Federal Credit Union® Credit Card

Aug 08, 2018
Best CC I have
Helpful to 11 out of 11 people

I actually started with an nRewards secured credit card with $500 limit.  After about 6 months to a year they refunded me the money and bumped my limit to 2500.  I submitted another increase request 6 months later and was bumped to 3300.

I have never had a good credit score due to past experiences, but they approved me and took care of me.  Now I have a GoRewards card.

Honestly, I love how fair they are, I even applied for an increase recently after it's been over a year.  My credit is a complete mess so I am sure it will get declined, but I love that they don't do the instant denials.  They review all requests by a person.

I love NFCU.

USAA Classic American Express®

Nov 03, 2017
Shouldn't even exist

Honestly, with how many cards USAA offers this is just the bad credit credit card they pawn on you.  I wouldn't be so dissatisfied if it wasn't for the fact that there is no way to upgrade the card.  You're better off getting a credit card like the Platinum card from Capital One.

OneMain Financial Personal Loans

Oct 27, 2017
Total scam

I tried to apply for a $5000 personal loan and was approved for a $10,000 SECURED loan.  What good is a $10,000 loan if it's secured.  I didn't even apply for that.  This entire company is a scam, BEWARE.  I honestly have lost trust in CreditKarma for recommending this to me.

Terrible.

Navy Federal Credit Union

Aug 08, 2018

I don't like NFCU much either, but they are a CO-OP member.