xkellyx59

1 Contributions 1 People Helped

Member Since: August 2011

Most Helpful Contribution

The Relationship Between Your Credit Score and Credit Card Utilization Rate

Apr 13, 2015
Helpful to 1 out of 1 people

Completely agree! On one credit card I had a 4500 limit, never used more than 1500 of it as I was paying down they lowered my limit to 1500! so debt ratio changed and score changed . What a joke these companies are! AND of course they did this while I was in process of buying a home! TG my credit had been run and financing preapproved prior to this little action. But I can definately say that when I get this card paid off I will never use it again. Care-Credit Card holders beware!

Activity (1 Total Contributions)

The Relationship Between Your Credit Score and Credit Card Utilization Rate

Apr 13, 2015
Helpful to 1 out of 1 people

Completely agree! On one credit card I had a 4500 limit, never used more than 1500 of it as I was paying down they lowered my limit to 1500! so debt ratio changed and score changed . What a joke these companies are! AND of course they did this while I was in process of buying a home! TG my credit had been run and financing preapproved prior to this little action. But I can definately say that when I get this card paid off I will never use it again. Care-Credit Card holders beware!