whittanddj

5 Contributions 17 People Helped

Member Since: March 2014

Most Helpful Contribution

Journey® Student Rewards from Capital One®

Dec 14, 2014
Great way to build credit!!!!
Helpful to 16 out of 17 people

I had 0 credit im 19 applied was approved for 300 cl. Ive made every payment ontime and kept my credit utilization less than 30%, today makes 6 months i have had my card and got a balance increase to $3,300! Credit score of 713

Activity (5 Total Contributions)

Journey® Student Rewards from Capital One®

Dec 14, 2014
Great way to build credit!!!!
Helpful to 16 out of 17 people

I had 0 credit im 19 applied was approved for 300 cl. Ive made every payment ontime and kept my credit utilization less than 30%, today makes 6 months i have had my card and got a balance increase to $3,300! Credit score of 713

Credit card utilization and your credit score

Nov 10, 2014
Helpful to 1 out of 2 people

How many months did you wait after her score went up to 700s ive never had credit got a capitalone card since july made every payment on time  my score is now 711 should i apply for a higher card or wait a few more months?

The Amex EveryDay® Credit Card from American Express

Dec 20, 2014

Do they automatically  raise ur credit limit after 61 days or do u have to request  for it to be raised 

Credit card utilization and your credit score

Nov 10, 2014

Question: i had zero credit 4 months ago i now have capital one card $300 limit ( my first card) i havent been late make payments on time i use my through the month should i leave a balance at my cycle date or just keep it paid at $0 ? My second question is when should i apply for a better card with a higher balance ? and what are good cards?

Chase Sapphire® Card

Nov 16, 2014
credi to score 711
Helpful to 0 out of 1 people

I have 1 other credit cared through capital one journey with a 300 limit. Im 19 with a income of 23k a year the credit karma said aproval chances are good if i applied does anyone have a idea if i would actually be approved?  If so with what kind of limit