17 People Helped
Member Since: March 2014
I had 0 credit im 19 applied was approved for 300 cl. Ive made every payment ontime and kept my credit utilization less than 30%, today makes 6 months i have had my card and got a balance increase to $3,300! Credit score of 713
whittanddj's response was:
How many months did you wait after her score went up to 700s ive never had credit got a capitalone card since july made every payment on time my score is now 711 should i apply for a higher card or wait a few more months?
whittanddj's reply was:
Do they automatically raise ur credit limit after 61 days or do u have to request for it to be raised
Question: i had zero credit 4 months ago i now have capital one card $300 limit ( my first card) i havent been late make payments on time i use my through the month should i leave a balance at my cycle date or just keep it paid at $0 ? My second question is when should i apply for a better card with a higher balance ? and what are good cards?
I have 1 other credit cared through capital one journey with a 300 limit. Im 19 with a income of 23k a year the credit karma said aproval chances are good if i applied does anyone have a idea if i would actually be approved? If so with what kind of limit