tootab

1 Contributions 42 People Helped

Member Since: March 2019

Most Helpful Contribution

American Express® Gold Card

Aug 02, 2019
best card for restaurants & bonuses
Helpful to 42 out of 43 people

when i was 16 i was added to my mothers blue cash preferred card, so i started building credit long before i was able to apply for a card on my own. i turned 18 and got a secured card and paid in full every month and not long after, my score was close to 700. i decided i wanted to continue my relationship with american express so i applied for the gold card after learning i was prequalified.. i was initially afraid of the 250$ annual fee but with the card member deals, and the 100$ incidental airline refund and the 120$ for restaurants, i've made back 180$ so far and i've only had the card for 4 months. i utilize the pay over time feature for charges over $100, and i would only recommend it if you are a responsible spender (also they started me off with a very small pay over time limit, and after a few months it was increased to what i was told the highest that this card can have, so i'm very grateful and lucky).

Activity (1 Total Contributions)

American Express® Gold Card

Aug 02, 2019
best card for restaurants & bonuses
Helpful to 42 out of 43 people

when i was 16 i was added to my mothers blue cash preferred card, so i started building credit long before i was able to apply for a card on my own. i turned 18 and got a secured card and paid in full every month and not long after, my score was close to 700. i decided i wanted to continue my relationship with american express so i applied for the gold card after learning i was prequalified.. i was initially afraid of the 250$ annual fee but with the card member deals, and the 100$ incidental airline refund and the 120$ for restaurants, i've made back 180$ so far and i've only had the card for 4 months. i utilize the pay over time feature for charges over $100, and i would only recommend it if you are a responsible spender (also they started me off with a very small pay over time limit, and after a few months it was increased to what i was told the highest that this card can have, so i'm very grateful and lucky).