tattedupboy

4 Contributions 125 People Helped

Member Since: February 2016

Most Helpful Contribution

Capital One® QuicksilverOne® Cash Rewards Credit Card

Nov 16, 2018
Good, not great
Helpful to 55 out of 56 people

I'm in the process of rebuilding my credit. If not for the $39 annual fee, this would probably be my go to card. As of now, I only use it to build my credit and earn enough cash back to cover the annual fee. 

Activity (4 Total Contributions)

Capital One® QuicksilverOne® Cash Rewards Credit Card

Nov 16, 2018
Good, not great
Helpful to 55 out of 56 people

I'm in the process of rebuilding my credit. If not for the $39 annual fee, this would probably be my go to card. As of now, I only use it to build my credit and earn enough cash back to cover the annual fee. 

Capital One® Secured Mastercard®

Nov 16, 2018
Great for rebuilding credit
Helpful to 45 out of 46 people

If low interest rates and rewards are what you are looking for, then don't apply for this card. The card serves one purpose, which is to help rebuild your credit. As long as you pay your bill in full every month, it will do exactly that. Capital One was the very first credit card company to take a chance on me, and it was with this card. Of course no one wants to pay a deposit, but hey, that's the price you have to pay to get access to credit when your credit score is low. All in all, this is an excellent card when it's used as it is intended to be used. 

Discover it®

Nov 16, 2018
Excellent card
Helpful to 4 out of 4 people

The 5% categories, plus the dollar for dollar match on all cash back earned in the first year, have made this my go to card. I was apprehensive about applying at first due to the fact that Discover isn't as widely accepted as MasterCard and Visa, but I was pleasantly surprised to learn that most of the places I at which I shop accept it. Overall, one of the best no annual fee cards out there. 

American Express Cash Magnet™ Card

Dec 12, 2018
Pretty good card
Helpful to 21 out of 29 people

I applied and was approved with a 680 Experian FICO score. As I'm sure anyone with this card knows, if you use this as your primary card (or any AmEx card, for that matter), make sure to carry a backup Visa or MasterCard. When I am able to use it, it's great, and the welcome bonus is the cherry on top.