smarzig

5 Contributions 6 People Helped

Member Since: June 2014

Most Helpful Contribution

Will a bankruptcy come off automatically?

Feb 08, 2015
Helpful to 6 out of 12 people

Mine came off a few months early when I disputed them as well as my judgement :)

Activity (5 Total Contributions)

Blue Cash Everyday® Card from American Express

Apr 08, 2015

I wouldnt put that secret everywhere :)

Is it worth to get a high APR loan to pay off debts and raise my credit score?

Mar 23, 2015

yes. since some cards will re nego your rate once you have a better score or history with them.

Be warned.. CHASE does NOT. They tell you to close one card and open the same one.

 I heard discover does nego and I think others do.

Time frame for credit score recovery after removing collections and credit card balances under 10%

Mar 03, 2015

within a month.

go to experian and use their service but CALL .. intead of 20/mo ask for a discount and they will offer 10/mo
and you can do DAILY report pulls :)

Hudson Valley Federal Credit Union

Feb 24, 2015

what was the interest rate?

Will a bankruptcy come off automatically?

Feb 08, 2015
Helpful to 6 out of 12 people

Mine came off a few months early when I disputed them as well as my judgement :)