slfate

1 Contributions 19 People Helped

Member Since: August 2014

Most Helpful Contribution

Credit card utilization and your credit score

Aug 28, 2014
Helpful to 19 out of 34 people

I don't even have a credit card and my score is under 700 - I pay my mortgage faithfully each month, my car payment on time each month, and I just last month took out a dental loan (ripoff loan) that I have already made two payments on for twice the monthly amount. The only bad spot is overdraft protection that I pay monthly but still has a balance. What are they basing this score on?

Activity (1 Total Contributions)

Credit card utilization and your credit score

Aug 28, 2014
Helpful to 19 out of 34 people

I don't even have a credit card and my score is under 700 - I pay my mortgage faithfully each month, my car payment on time each month, and I just last month took out a dental loan (ripoff loan) that I have already made two payments on for twice the monthly amount. The only bad spot is overdraft protection that I pay monthly but still has a balance. What are they basing this score on?