shisuzu

3 Contributions 1 People Helped

Member Since: March 2012

Most Helpful Contribution

Can a collection agency collect on old debt showing as charged off 11 years ago?

Sep 18, 2014
Helpful to 1 out of 1 people

The charge off happened 11 years ago. They said it will return to my report because they spoke to me. Can they do this?

Activity (3 Total Contributions)

Can a collection agency collect on old debt showing as charged off 11 years ago?

Sep 18, 2014
Helpful to 1 out of 1 people

The charge off happened 11 years ago. They said it will return to my report because they spoke to me. Can they do this?

Can a collection agency collect on old debt showing as charged off 11 years ago?

Sep 18, 2014
thank you!

I have had this happen to me just the other day; They threatened to take me to court in a civil action. I was almost scared into it but my husband stepped in and told them to "**** off" and they continued to try to scare me into paying more then i can afford so I told them to do what they got to do. There is nothing I can do about it.

It was charged off as a hardship. 

Can they readd this to my credit report?

what could happen if i don't pay the balance of a charged off loan from a short sale?

Sep 18, 2014

what if the account has been charged off 11 years ago and they contact you under annoymous caller? i had a contact the other day from a credit card company that did this and threatened me with a lawsuit for just over $1000? I cannot pay this after they offered to work with me but wouldn't work with me at a rate I can afford? Can they post this on my credit report?