sebjoey

1 Contributions 82 People Helped

Member Since: October 2013

Most Helpful Contribution

What is the best way to handle accounts in collections?

Oct 30, 2014
Helpful to 82 out of 92 people

I have learned that depending on when the collections will fall off your report, it is ok to leave it alone and wait. Althought, if you want to buy a house soon like me, and you collections are getting in the way, this is what I am doing. Pay the bill and request a receipt. Or find a way to have proof of payment. Then submit the receipt and a letter requesting for the debt to be removed to all 3 bureaus. To ensure it gets done, send the letter at the same time each month for 3 months. I've done this and it worked in the past. Good Luck

Activity (1 Total Contributions)

What is the best way to handle accounts in collections?

Oct 30, 2014
Helpful to 82 out of 92 people

I have learned that depending on when the collections will fall off your report, it is ok to leave it alone and wait. Althought, if you want to buy a house soon like me, and you collections are getting in the way, this is what I am doing. Pay the bill and request a receipt. Or find a way to have proof of payment. Then submit the receipt and a letter requesting for the debt to be removed to all 3 bureaus. To ensure it gets done, send the letter at the same time each month for 3 months. I've done this and it worked in the past. Good Luck