27 People Helped
Member Since: August 2013
Its all about the money credit bureaus want you to buy there services, that why they leave it like that messed up , credit karma is a guide to your account and activity ,but its always way off that helps and they also hope that you get what they offer you a loan or a card for a comission ,and you know that if you accept the offer they got it drops your score ,they dont care they get a comission . Credit card companies they only update your credit while the card is open and they are getting interest on it but when you make the last payment and close it, they are not making anything why work on inputing the information when there is no profit generated ,they close and leave it like that most do ,thats payback for closing it. Remember its all about the money it may not be everything but it make the world go round.
ricanguy007's reply was:
cause its a free service, and what they try to do is sell you on their credit cards and mortgage companies to get more bussiness .
They are one of the worst banks I have ever in my 35 years of dealing with banks . They are a bunch of scammers, I ended up with them when my bank closed Wachovia and ended up with this but heads, if I wasnt so close to pay off 3 years and able to tranfer , I would and close the garbage bank out.Should be named BadsFarcrapos.
Thats because the time when they reported is a certain day once a month only what ever activity. credit service is helpful but not accurate.
Credit Report Company rather put wrong information that way you can utilize their services of credit monitoring and pay up that extra fee every month.
ricanguy007's response was:
this is a helpful company cause it gives you an insight of where you are ,this way you can work at doing better in achieving a better credit score for better deals as far as lower percentages .... in my situation they have opened my eyes and educated me on how the better score deals go., but as far as offerring better ones that iwont agree , example they want me to refinance an$8000. mortgage at 41/2 % to a 2 1/2 which I can pay off in 6 to 8 months ,why start 15 years over. consolidate 2 credit cards below $1000. each at 11.9 % percent when I have the 10.9 % thats more money and a credit inquiry against you ,so for me is a lose lose game , thats why you need to do your own numbers first. There is nothing free without trying to get something.
Thank You ,they should call it creditbull.com.
You must be confused most of us soldiers by the millions have been with them ,over 20 years and they are one of the best, they are a credit union and not a bank ,which offer far superior benefits, you probably didn't do something right like ant institution ,there are fees to abide for committed mistakes.