redknob

1 Contributions 4 People Helped

Member Since: May 2016

Most Helpful Contribution

Will opening a credit card raise your score?

May 29, 2016
building my credit
Helpful to 4 out of 5 people

i have a tu score of 580, a eq score of 595...I just now got a capital one platinum card. i have 4 collections, 1 account and 6 month payment history....My payment history standing is excellent and i am about to just now start using my credit card which i will only use 30% or below...How long will it take me to get to GOOD credit standing and then to excellent???

Activity (1 Total Contributions)

Will opening a credit card raise your score?

May 29, 2016
building my credit
Helpful to 4 out of 5 people

i have a tu score of 580, a eq score of 595...I just now got a capital one platinum card. i have 4 collections, 1 account and 6 month payment history....My payment history standing is excellent and i am about to just now start using my credit card which i will only use 30% or below...How long will it take me to get to GOOD credit standing and then to excellent???