oshonbreez58

3 Contributions 0 People Helped

Member Since: September 2009

Activity (3 Total Contributions)

Credit card utilization and your credit score

Feb 05, 2014

My credit score does not reflect my usage. I havent come close to using 30% and yet according to the ratings i'm still a "C". What gives?

Credit card utilization and your credit score

Oct 17, 2013

My credit card use is low to zero. I see that this is not reflected in raising of my score.Why is that?

Credit card utilization and your credit score

Aug 13, 2013

I too, am a person that clears my balances, depending on amount utilized, within a month or 2. I find here that I'm still penalized for not carrying a balance. This doesn't make sense. How should paying off accounts  negatively affect your credit score. How do you correct this