13 People Helped
Member Since: October 2014
I have credit score of 650 and was approved for $300, after 6 months my credit limit went up to $900, then $3,000 and after more than a year i have CL of $5,300 on this card and another $3,300 from another capital one CC with no annual fee and 6months 0% interest on any purchases. I love this card I get to earn cash back rewards on everything i purchase using the card. i just started building my credit and this cards help me. I'm so glad i'm more mature and have self control to only utilize 30% of the credit limit and always pay on time. I love their app I get notification when I make purchases, customer service are very helpful. You can either send them a message, or chat with them if you wanted to get a credit limit increase, its so easy or you can submit a request online for that as well.
missflo's response was:
Thank You this is more helpful and actually makes sense! This is also on my mind, I only use my credit card if I have money to spare, meaning Im using my credit card but Ive also put away money to pay for the purchase then I won't have to wait for the due date and would have paid off in full before the given due date.
missflo's reply was: