ltorgeson

1 Contributions 1 People Helped

Member Since: August 2009

Most Helpful Contribution

If I apply for a car loan with two different lenders, will that lower my credit score?

Nov 06, 2009
Helpful to 1 out of 1 people

I had an two inquiries on my account for a re-finance on my mortgage where I did not take on any new debt and ultimately re-financed with one of the companies. Additionally, I had an inquiry for an auto loan, to see what it would cost. I decided not to get the loan, but the inquiry is on my record. I have not take on any new debt in the last year, and have in fact lowered it. How long do these inquiries remain on my record, and is there any way to request them removed...like the auto financing that I was looking in to, but did not get?

Activity (1 Total Contributions)

If I apply for a car loan with two different lenders, will that lower my credit score?

Nov 06, 2009
Helpful to 1 out of 1 people

I had an two inquiries on my account for a re-finance on my mortgage where I did not take on any new debt and ultimately re-financed with one of the companies. Additionally, I had an inquiry for an auto loan, to see what it would cost. I decided not to get the loan, but the inquiry is on my record. I have not take on any new debt in the last year, and have in fact lowered it. How long do these inquiries remain on my record, and is there any way to request them removed...like the auto financing that I was looking in to, but did not get?