lisachristina

1 Contributions 2 People Helped

Member Since: February 2013

Most Helpful Contribution

School loans have duplicated on my credit report can I dispute?

Feb 26, 2014
The Curse of the Student Loan
Helpful to 2 out of 3 people

I have a duplicate loan that is the total amount of all 7 small student loans. I contacted the student loans dept of Sallie Mae and they will not remove it since it was placed on my accounts by another division and they have been abolished. I am in a repayment program and all 7 loans will be updated in June, but cannot get anyone to help me get the incorrect loan information off my reports. It shows I owe more than I do and also that its in default. I know for a fact under the 'Fair Credit Reporting Act" that this is illegal. But since its a different account number, the reporting agancies will not help me dispute it. Is there a legal option for people in this position?

Activity (1 Total Contributions)

School loans have duplicated on my credit report can I dispute?

Feb 26, 2014
The Curse of the Student Loan
Helpful to 2 out of 3 people

I have a duplicate loan that is the total amount of all 7 small student loans. I contacted the student loans dept of Sallie Mae and they will not remove it since it was placed on my accounts by another division and they have been abolished. I am in a repayment program and all 7 loans will be updated in June, but cannot get anyone to help me get the incorrect loan information off my reports. It shows I owe more than I do and also that its in default. I know for a fact under the 'Fair Credit Reporting Act" that this is illegal. But since its a different account number, the reporting agancies will not help me dispute it. Is there a legal option for people in this position?