liljmia

4 Contributions 50 People Helped

Member Since: September 2009

Most Helpful Contribution

SimplyCash® Plus Business Credit Card from American Express

May 23, 2018
Love Amex. Love this card..
Helpful to 43 out of 48 people

Amazing card. Amazing terms. Amazing Amex.. they’ve been good to me over the years across different card products. Will continue to do business with them because of the love they’ve continued to show me. Card looks pretty in person too. If you own a small to medium sized business, this is the card you want..

Activity (4 Total Contributions)

SimplyCash® Plus Business Credit Card from American Express

May 23, 2018
Love Amex. Love this card..
Helpful to 43 out of 48 people

Amazing card. Amazing terms. Amazing Amex.. they’ve been good to me over the years across different card products. Will continue to do business with them because of the love they’ve continued to show me. Card looks pretty in person too. If you own a small to medium sized business, this is the card you want..

Chase Amazon.com Rewards Visa® Card

Nov 09, 2017
Helpful to 7 out of 7 people

You have to understand credit cards to effectively use them. What happened to you is that you paid before you allowed them to cut the statement for the next month. If you pay before they even calculate next month's bill, then you're really paying extra this month's bill. Credit cards don't work like that. If you wanted to make minimum payments for this and next month, you had to wait to make next month's payment after they cut the next month's statement. This is user error 100%. It's crazy how ppl shoot themselves in the foot by closing cards because they didn't know how to use them.

Kinecta Federal Credit Union

Oct 28, 2017
Kinecta dropped the ball..

They got greedy and started charging fees on Free Checking. No need for an account from a credit union that doesn't offer a free checking option. They refuse to stay competitive, and don't realize that nearly every other GREAT credit union offers FREE CHECKING. They have lost a customer based on greed. Never late on a payment, paid off the car completely. Perfect credit. Paid off a car note with them where they made a nice chunk of interest payments for the last 5 years. Had a checking and savings as well, but at this point they will never get any more of my business. Poor decision making on their part to milk and dime their customers. Closed my accounts with them because a below par credit union should never charge as much monthly fees as a Nationwide big bank. Disgusting leadership from this organization.

All Chase Credit Cards

Dec 22, 2015
Excellent Credit. High APR. Bad CS.

This company will try to raise APR's for no reason at all. They have no customer regard, and CSR's will speak to you in the most disrespectful way possible. There is no consideration of your credit rating or credit history. I have an 820 fico and was asking to have my Freedom APR reduced from a skyhigh 18.99%. Instead they raised it to 19.24%. Wow..these scumbags won't get anymore use out of me. No BK, no baddies on the credit report, nothing. I'll keep it open to milk the rewards and not lose the history. Chase won't make a dime on my account. Terrible bank towards customers. Not friendly and shouldn't be in business. Hope they're the next to fall.