lazykayaker

2 Contributions 0 People Helped

Member Since: January 2015

Activity (2 Total Contributions)

The Relationship Between Your Credit Score and Credit Card Utilization Rate

Nov 09, 2016

I agree that this doesn't make sense.  We use our card to get purchase points and to protect ourselves from identity theft and the purchase protections credit cards provide.   We pay the entire amount every month and haven't paid any interest at any time.  Why isn't that part of the formula.  We carry a zero balance at the beginning of every month.  Total ripoff.

The do’s and don’ts of closing old accounts

Nov 09, 2016

Our mortgage was sold to another company.  We had no choice.  The original mortgage account was closed by the mortgage company.  I was penalized for this!!!  What a racket.  At least I have the records to share with whomever I need to.