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8 Contributions 37 People Helped

Member Since: May 2012

Most Helpful Contribution

Blue Cash Everyday® Card from American Express

Mar 11, 2019
Best Credit Card Company!
Helpful to 19 out of 20 people

I destroyed my credit by not using it for several years. It’s been rough trying to get it back. American Express has been good to me! Customer service is fantastic! Payments are quick & easy and post immediately. No hidden fees, ridiculous interest or games, just a good place to do business with. I started with a rather low credit limit but it doesn’t matter as you can make payments as often as you like keeping your balance low.

Activity (8 Total Contributions)

Blue Cash Everyday® Card from American Express

Mar 11, 2019
Best Credit Card Company!
Helpful to 19 out of 20 people

I destroyed my credit by not using it for several years. It’s been rough trying to get it back. American Express has been good to me! Customer service is fantastic! Payments are quick & easy and post immediately. No hidden fees, ridiculous interest or games, just a good place to do business with. I started with a rather low credit limit but it doesn’t matter as you can make payments as often as you like keeping your balance low.

Blue Cash Everyday® Card from American Express

Nov 20, 2017
Awesome!
Helpful to 10 out of 12 people

Third card from Amex over the years. Customer service can’t be beat and they have some excellent benefits as well. The application is quick & easy. Managing your account online is great and instant! I wore out my card & they had one at my house the next day!

WebBank

Nov 20, 2017
Easy to get but high interest.
Helpful to 3 out of 3 people

I’ve had an account with them for several years now. CL rapidly went from $300 to $4,500. Interest is higher than some so I don’t use it much. But for building credit it’s great! Just make payments on time & no problems.

Merrick Bank

Nov 20, 2017
I’m Happy
Helpful to 3 out of 3 people

I’ve had a Visa card with Merrick Bank for several years without any problems. The application process was simple... with very little credit history. I carried a balance long enough to show some reliable activity, now I just buy a tank of gas & pay in full each month to keep it open without paying interest. It helped restore my credit after decades of paying cash. 

First PREMIER® Bank

Mar 17, 2019
Good & Bad Unbiased Review
Helpful to 2 out of 2 people

I’ve had two cards with them for about 4 years. Started with a low credit limit but raises automatically a few times each year. Interest is high with processing and annual fees but Iknew that going in. Everything has been fine except that paying online is often difficult. The website is down about 1/3 the time! It also can take several days to post payments to your account. Pay at least a week early! When the website is down, call customer service and pay by telephone! Other than that, no complaints. It has been a tremendous help rebuilding my credit! So yes, it was worth the estra cost and effort.

Wachovia Bank

Mar 17, 2019
Unbiased Customer Review

I had both checking & savings accounts with them for a decade or so. No problems at all. Only reason I left was moving to another state.

Wells Fargo Bank

Mar 17, 2019
Unbiased Review

I’ve been a Wells Fargo customer for decades. Checking, savings, business accounts and credit cards. No complaints, no problems! They do what they should. 

JCPenney® Credit Card

Mar 17, 2019
Don’t understand negative reviews

I never applied for it, they just sent it to me. I had this card for decades then quit using credit. Over time all my accounts died from lack of use. But... while my account was active I had no complaints. Perhaps it’s a recent thing... after all I haven’t been a customer for many years. Not surprising, companies don’t seem to care about customers as they once did. Too bad, it “was” a good store.