jonifrederick

1 Contributions 2 People Helped

Member Since: October 2013

Most Helpful Contribution

Zales Credit Card

Dec 14, 2018
IF YOU DON’T USE IT, YOU LOSE IT!
Helpful to 2 out of 2 people

I HAD A ZALES DIAMOND CARD SINCE 2014 OR 2015.    I PURCHASED MY HUSBAND’S WEDDING RING VIA THIS CARD.    I PAID OFF THIS CARD INN 2016, AND SINCE I HAD MAINTAINED A ZERO BALANCE FOR A COUPLE OF YEARS, THEY CLOSED MY ACCOUNT!   I WAS NOTIFIED VIA A CREDIT MONITORING ALERT SYSTEM THAT THE THREE CREDIT BUREAU REPORTS NOW SHOW THAT ACCOUNT CLOSED BY CREDITOR!    GUESS WHAT??    THIS IS AN ADVERSE ACTION AGAINST YOUR CREDIT REPORT!    I CONTACTED CUSTOMER SERVICE DIRECTLY.   THEY TOLD ME THAT I COULD REAPPLY FOR THIS CARD.   ARE THEY KIDDING????    WHY WOULD I?    BOTTOM LINE . . . . DO NOT APPLY FOR OR KEEP THIS CARD.  . . . . PERIOD!

Activity (1 Total Contributions)

Zales Credit Card

Dec 14, 2018
IF YOU DON’T USE IT, YOU LOSE IT!
Helpful to 2 out of 2 people

I HAD A ZALES DIAMOND CARD SINCE 2014 OR 2015.    I PURCHASED MY HUSBAND’S WEDDING RING VIA THIS CARD.    I PAID OFF THIS CARD INN 2016, AND SINCE I HAD MAINTAINED A ZERO BALANCE FOR A COUPLE OF YEARS, THEY CLOSED MY ACCOUNT!   I WAS NOTIFIED VIA A CREDIT MONITORING ALERT SYSTEM THAT THE THREE CREDIT BUREAU REPORTS NOW SHOW THAT ACCOUNT CLOSED BY CREDITOR!    GUESS WHAT??    THIS IS AN ADVERSE ACTION AGAINST YOUR CREDIT REPORT!    I CONTACTED CUSTOMER SERVICE DIRECTLY.   THEY TOLD ME THAT I COULD REAPPLY FOR THIS CARD.   ARE THEY KIDDING????    WHY WOULD I?    BOTTOM LINE . . . . DO NOT APPLY FOR OR KEEP THIS CARD.  . . . . PERIOD!