jeffreybaks

7 Contributions 134 People Helped

Member Since: April 2014

Most Helpful Contribution

American Express Cash Magnet® Card

Jul 29, 2018
approved 711/tu 713/EQ FICO/668
Helpful to 78 out of 93 people

I was approved with Amex Magnet card today 7/29/18 for 1600 with all the intoductory bonus offers (150 after first 1000$ spent, 100 after 6500$ spent before 12 months), 0% APR for 15 months.  I do have another amex card, Blue Cash everyday card which I have had for 5 years. I applied for a credit increase on that from 2k to 4k this last week and was approved for that and now I got approved for the magnet card so for those that are in the loop of doing business with amex in the short term as far as adding cards or increasing credit lines shouldnt impact the likelyhood of getting accepted for this magnet card, just a FYI for those thinking twice about it as I was when I was clicking the submit button.  0% apr for 15 months is nice if your transitioning like moving, going for a college degree etc.. and want to have some extra money to spend without getting hacked apart with APR for a few years.  Im going for a surgical technitions associated degree so its perfect in my situation where i could use a little up front without having to worry about interest.  

Amex has been nothing but perfect for me, between the dozen or so credit cards Iv used, amex is by far the best.  Iv goton cash back from them as well as getting free two day shipping on hundreads of orders online.  

Activity (7 Total Contributions)

Citi Simplicity® Card

Sep 19, 2018
Approved for 5500 TU-710 EQ 715
Helpful to 38 out of 42 people

I was instantly approved for 5500 with CITI Simplicity card.  Couldnt be happier, really helped me out when I needed it, very clutch as Im making ttransitions between colleges and work.  I talked to customer service who were respectful and seemed helpful. 

American Express Cash Magnet® Card

Jul 29, 2018
approved 711/tu 713/EQ FICO/668
Helpful to 78 out of 93 people

I was approved with Amex Magnet card today 7/29/18 for 1600 with all the intoductory bonus offers (150 after first 1000$ spent, 100 after 6500$ spent before 12 months), 0% APR for 15 months.  I do have another amex card, Blue Cash everyday card which I have had for 5 years. I applied for a credit increase on that from 2k to 4k this last week and was approved for that and now I got approved for the magnet card so for those that are in the loop of doing business with amex in the short term as far as adding cards or increasing credit lines shouldnt impact the likelyhood of getting accepted for this magnet card, just a FYI for those thinking twice about it as I was when I was clicking the submit button.  0% apr for 15 months is nice if your transitioning like moving, going for a college degree etc.. and want to have some extra money to spend without getting hacked apart with APR for a few years.  Im going for a surgical technitions associated degree so its perfect in my situation where i could use a little up front without having to worry about interest.  

Amex has been nothing but perfect for me, between the dozen or so credit cards Iv used, amex is by far the best.  Iv goton cash back from them as well as getting free two day shipping on hundreads of orders online.  

CareCredit® Card

Jul 16, 2018
closed account on me
Helpful to 7 out of 7 people

Account was closed on me without even contacting me

CareCredit® Card

Jul 16, 2018
closed account without notice
Helpful to 6 out of 6 people

account was closed without my knowledge.  

American Express Cash Magnet® Card

Sep 19, 2018
Helpful to 2 out of 2 people

I dont want to take care of patients like that. I want to be in the Operating Room working in the high momentum jobs, I dont want to be nursing some ones poop on the regular in a townhome.

Chase Sapphire Preferred® Card

Aug 18, 2014
approved for 5k
Helpful to 1 out of 1 people

I have never owned a credit card and being 31 I decided to jump in and see what I could get.  I had fair approval odds of getting it, I was approved for the minimum 5k with a 40k points bonus if 3k used in for 3 months promo.

Before this card I applied for my first real credit card besides the quicksilverone card which has worked pretty well.   The card was the amex blue everyday card and I had poor approval odds but I ended up getting approved for 2k.

My CK score has been jumping around a bit fom 760 to 690, which is where im at right now with it.  My trans score is currently 760 which has been jumping up and down from the credit approvals.  Fico was 686 when I Received my amex card.

Blue Cash Everyday® Card from American Express

Aug 18, 2014
approved with poor chance of getting it
Helpful to 2 out of 3 people

I was glad to get approved for this card and have been using it on the job as I travel 2k miles every few weeks so cutting down on gas is nice as well as not having a annual fee.  thanks amex!