jbu2014

2 Contributions 1 People Helped

Member Since: October 2013

Most Helpful Contribution

Why Did My Credit Score Drop?

Nov 29, 2016
Helpful to 1 out of 1 people

i dont understand this credit stuff..Its seems regardless of what you do..Your credit is gonna fall and fall hard,they take more negative points away when your credit it hit,than when you have something positive,Ive read reports where its harm to use your credit cards and harm if you dont use your credit cards. How can you build credit without applying for credit to which your credit is hit when you do apply. So its seems, you **** if you do and ****ed if you dont.Just do your best to keep your credit under control yourself. and just pay your bills on time..Because apparently all this stuff is a burst. and no help.

Activity (2 Total Contributions)

Why Did My Credit Score Drop?

Nov 29, 2016
Helpful to 1 out of 1 people

i dont understand this credit stuff..Its seems regardless of what you do..Your credit is gonna fall and fall hard,they take more negative points away when your credit it hit,than when you have something positive,Ive read reports where its harm to use your credit cards and harm if you dont use your credit cards. How can you build credit without applying for credit to which your credit is hit when you do apply. So its seems, you **** if you do and ****ed if you dont.Just do your best to keep your credit under control yourself. and just pay your bills on time..Because apparently all this stuff is a burst. and no help.

Credit card utilization and your credit score

Sep 27, 2015

iam still not understanding this....my credit dropped 77 points because i used my credit card..so what it saying is...Dont use your card......?