2 People Helped
Member Since: February 2012
Do you think they want us to pay late/ carry a balance in order for them to make money? There is not point in lendig someone that is "always going to pay" right?
I too am a C paticipant that went from a 770's to a 680's by leaving a balance on my ccount for a week.... it happned to be the week the cards reported.... I hope it bounces back, but we will see...
That score is so important to me and I am trying so hard to not obsesss lol.
Has anyone else been in similar situations and had a good outcome? My next step is purchasing a home and after all these years of trying to get it right, this last score was devestating!
jacklondon2255's reply was:
@Shane BBY has trasnfered hands twice in the past year. The latest card (depending on what you credit limit is, is going to take a while to catch up with your credit report) I would recommend treating yourself to something small at BBY and charging it to the card. You can then call the # on the back of the card or online and ask them to upadte with the BIG 3 credit reports and you should soon be golden.... Thats a trade line and it could help. (I by no means know your situation, so please do not do exactly as I said if you feel an inkling that this could be detremental to your score... All in all its a trade line so it could be good or bad depending...
Good for you! TY for sharing! Its very ecouraging and I commend your patience!