hhawho

3 Contributions 45 People Helped

Member Since: June 2013

Most Helpful Contribution

how long do hard inquiries stay on your report

Dec 17, 2013
Cell Phone Co's now pull a hard inquiry
Helpful to 31 out of 42 people

To sund0wn's comment, I just went through this with T-Mobile and when I showed the store manager that it showed up as a hard inquiry, even he was surprised b/c Corp always told them it was a soft check. I did a screen shot of the inquiry that showed up as a hard inquiry so he could send it to his boss to get some clarification. Obviously something has changed and even store managers haven't been informed which is really unfortunate b/c I had told them we were trying to purchase a home and I couldn't afford a hard inquiry on my report right now.

Activity (3 Total Contributions)

how long do hard inquiries stay on your report

Dec 17, 2013
Cell Phone Co's now pull a hard inquiry
Helpful to 31 out of 42 people

To sund0wn's comment, I just went through this with T-Mobile and when I showed the store manager that it showed up as a hard inquiry, even he was surprised b/c Corp always told them it was a soft check. I did a screen shot of the inquiry that showed up as a hard inquiry so he could send it to his boss to get some clarification. Obviously something has changed and even store managers haven't been informed which is really unfortunate b/c I had told them we were trying to purchase a home and I couldn't afford a hard inquiry on my report right now.

how long do hard inquiries stay on your report

Dec 10, 2013
Helpful to 4 out of 5 people

Here is what MyFico says. You can also check it out on http://www.myfico.com/crediteducation/creditchecks.aspx

Will my FICO Score drop if I apply for new credit?

If it does, it probably won't drop much. If you apply for several credit cards within a short period of time, multiple inquiries will appear on your report. Looking for new credit can equate with higher risk, but most Credit Scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on the credit score.

Alaska Airlines Visa Signature® credit card

Aug 03, 2018
Scammers of all scammers
Helpful to 10 out of 29 people

The "rewards" system for this credit card is a JOKE. The limits to what flights you can book are so limited, it's not even worth the companion fare option or the miles. And trying to upgrade using points? GOOD LUCK WITH THAT. Not a single ticket in first class can be booked if you want to upgrade. And for one flight I was trying to upgrade on, not a single ticket was booked, and they still wouldn't let me upgrade. And any money in your Alaska wallet to use for future use can't be used either. They just take your money and then treat you like you're asking for the moon if you want to use your money for anything than what you originally booked. Spending almost six figures on their credit card gets you nowhere b/c you can't use your points due to all these restrictions. Don't even bother with these snakes.