20 People Helped
Member Since: April 2014
I Had an Auto Loan with Santander ! for a used car for 60 months i Never was Late on Payments ! Paid it off a Month Early ! Now I am going thru h== due to Sandtander ! ON MY CREDIT REPORT SANTANDER MY AUTO LOAN IS ON AS CHARGED OFF ACT CLOSED ! OWE 800 DOLLARS ! LAST PAYMENT WAS JAN 2014 ! I HAVE THE TITLE 1 DOESNT HASNT HELPED ME ! I NEED ANOTHER USED CAR ! AND EVERYWHERE I TRY THEY GO BY MY CREDIT SCORE !
AS ON ALL CREDIT REPORTS AS HERE TOO ! SAY A CAR LOAN IS THE BEST WAY TO REBUILD YOUR CREDIT NOT SO TRUE ! and AVOID PROGRESSIVE INS AS ANOTHER MEMBER SAID I TOO WAS IN AN ACCIDENT TOTAL MY CAR THEY LEFT THE SCENE I HAD ININSURED MOTORIST INS ! WITNESSES ! AND THEY PAID NOTHING !! DO NOT BUY PROHRESSIVE INS !!
henleygirl's reply was:
thank you !!! hope it helps me !
i went to drive time too and was Approved online as you when i went to buy They wanted 2500-3000 Down on all of the cars i saw and the Cars all had Very High Milage 70=100,000 miles The Payments were Good and for only 3 years not 5 like my last car and the Drivetime Payments were 100 Less a Month too but i couldnt do the 2800 that is what they wanted down then just 219 month
I am Happy forYou
henleygirl's response was:
i have the same credit score too ! and i dont Undestand why ? when i paid off a car 5 year high interest loan 18 months ago !! Never late payment and the finance company knocked off my last payment for being a Great Cusomer now I need another Used Car !! as mine was Totaled in an Accident I didnt have Uninsured Motoris on my Policy t and the other Driver Left the Scene with my Witnesses Staements to Progresssive Ins btw ! Dont Use Pserogressive Ins ??
i was left in thr Hosptial have huge Medical Bills and havent been able to get an Auto Loan ?? i always thought ? a Previous Car Loan Finance Paid on Time Never Late for 5 Years was suppose to Apply to your Credit Score ?? Guess I was Wrong ?
i payed off my auto loan no late payments ! not 1 ! that was Oct 2012 ! I always thought and as Credit Advise and ON HERE that WHEN AND AFTER t Having an Auto Loan paying every Month and No LATE PAYMENTS are to HELP your Credit ! Now on my report here the Car Loan Finance Company is on my Report as Closed ! Charged Off !! and No Payment since Jan 2014 !! 800 Dollars Owed !! I Recieved my Title ! Now I need another Car Not NEW A USED CAR AND I CANT GET 1 ;OAN and it is h--- to try to Fix this !!