ehannibal

5 Contributions 397 People Helped

Member Since: June 2010

Most Helpful Contribution

Wells Fargo Cash Wise Visa® Card

Mar 26, 2018
Good card, fast approval
Helpful to 307 out of 353 people

This is a great card and the approval process was simple, but if you want the benefits of this or any rewards card you should NOT carry a balance.  Only charge what you can pay off each month, if you you'll end up losing rewards to interest payments.

Activity (5 Total Contributions)

Chase Freedom Unlimited®

Mar 17, 2019
Instant approval, great card
Helpful to 46 out of 47 people

I received instant approval for this card with a limit of 20k. I recommend paying the balance in full each month to avoid interest after the introductory period.

Chase Freedom Unlimited®

Mar 02, 2019
Helpful to 31 out of 32 people

Typical entitlement behavior. You feel entitled to a credit card, when you dont get it you blame someone. If your credit and income fell within their guidelines you would have been approved.

Wells Fargo Cash Wise Visa® Card

Mar 26, 2018
Good card, fast approval
Helpful to 307 out of 353 people

This is a great card and the approval process was simple, but if you want the benefits of this or any rewards card you should NOT carry a balance.  Only charge what you can pay off each month, if you you'll end up losing rewards to interest payments.

Capital One® SavorOne℠ Cash Rewards Credit Card

Mar 22, 2019
Great for dining out
Helpful to 12 out of 14 people

Applied on the Capital One site, CL 10K easy process.

Chase Freedom Unlimited®

Mar 02, 2019
Great company
Helpful to 1 out of 1 people

My first interaction with Chase was a year ago when I got the Chase cobranded Starbucks card. I have had a very positive experience. I'm a Wells Fargo employee so with the exception of a Discover card all of my cards are issued by WF. I pay my cc's in full each month to avoid interest and I prefer cashback to points and miles. Credit Karma provided a great deal of information on the Chase Freedom Unlimited card and I did research on my own comparing it to similar cards. I applied yesterday and I received instant approval for $21400. The card was immediately loaded in my Chase & Chase Pay apps. I'm looking forward to a long relationship with Chase.