djb214

11 Contributions 39 People Helped Top Contributor

Member Since: April 2013

Most Helpful Contribution

Capital One® Platinum Credit Card

Feb 26, 2017
basic card, high interest, no rewards
Helpful to 14 out of 15 people

this card as you know has high interest rate but for those that pay balances in full shouldnt worry, this card has no rewards but what should you expect if you're trying to rebuild. i applied for this card feb '16 with a CK score of about 520, a lot of bad debt had just fell off my report month prior with only one old auto loan on report as delinquint. i wasnt expecting to get approved but i was approved for min. $300 limit. not much but again my credit was bad. after 6 months i received an auto limit increase to only $500, then 6 months later i requested an increase online, proocess was quick, asked a few questions about my income, job and spending and i received another increase to $1500. i applied on CO website and process was easy and fast. recived card about a week later. i've used customer service online and over phone to dispute charges and general questions and never had a problem. i would reccomend this card to anyone trying to rebuild, hopefully you have the bad debt removed from your report before applying to better help chances. good luck

Activity (11 Total Contributions)

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Capital One® Platinum Credit Card

Feb 26, 2017
basic card, high interest, no rewards
Helpful to 14 out of 15 people

this card as you know has high interest rate but for those that pay balances in full shouldnt worry, this card has no rewards but what should you expect if you're trying to rebuild. i applied for this card feb '16 with a CK score of about 520, a lot of bad debt had just fell off my report month prior with only one old auto loan on report as delinquint. i wasnt expecting to get approved but i was approved for min. $300 limit. not much but again my credit was bad. after 6 months i received an auto limit increase to only $500, then 6 months later i requested an increase online, proocess was quick, asked a few questions about my income, job and spending and i received another increase to $1500. i applied on CO website and process was easy and fast. recived card about a week later. i've used customer service online and over phone to dispute charges and general questions and never had a problem. i would reccomend this card to anyone trying to rebuild, hopefully you have the bad debt removed from your report before applying to better help chances. good luck

Blue Cash Everyday® Card from American Express

Jul 21, 2019
Helpful to 7 out of 7 people

you can get 3% back from walmart if you do walmart grocery pickup

Capital One® Platinum Credit Card

Dec 19, 2018
Helpful to 4 out of 4 people

they're not going to give you a cli if you haven't used the card in 6 months nor should they. CO dont care about your score

Capital One® Platinum Credit Card

Dec 19, 2018
Helpful to 3 out of 3 people

what the hell you talking bout willis?

Bank of America® Cash Rewards Credit Card

Jul 23, 2019
Helpful to 5 out of 6 people

good for you

Blue Cash Everyday® Card from American Express

Aug 01, 2019
Helpful to 2 out of 2 people

amex CLI are SP and you can get this card with scores in mid 600, there are other factors than just a score

Chase Freedom Unlimited®

Nov 02, 2019
Helpful to 1 out of 1 people

limit depends on your credit profile and income. if you already have chase accounts, you can get an extra $50 bonus of $200 instead of $50by logging into account and you might see offer that you're already approved like i was

Blue Cash Everyday® Card from American Express

Jul 15, 2019
Helpful to 1 out of 1 people

how long after you reached the $1000 min spend did you get the bonus?

Capital One® Platinum Credit Card

Dec 19, 2018
Helpful to 1 out of 1 people

what was the initial limit?

Blue Cash Everyday® Card from American Express

May 29, 2019
Helpful to 1 out of 3 people

you can probably get this card with scores in mid 600s but score isn't everything. are you looking to get it??

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