121 People Helped
Member Since: July 2013
Waited to do review. I had this card for a year now. And its helped my credit. After 6 on time payments they gave me a credit line increase and I checked my account a couple days ago and they gave my deposit back. The APR is high that kinda sucks but I like that it has no annual fee. So far everything is good with this card.
discoverandcitisuck's response was:
WENT FROM LOW 500 TO 604 IN 18 MONTHS. WISH THE APR WAS LOWER BUT ANNUAL FEE ISNT TO BAD.
Actually the deposit is refundable. After 5 or 6 months they gave me a credit line increase and after a year the gave my deposit back and switched it to unsecured.
discoverandcitisuck's reply was:
Joan stop going on everyone's post and putting comments that don't mean anything.
COULDNT GET A CAR ANYWHERE. THEN APPLIED FOR THIS ONE GOT APPROVED. MY SCORE WENT FROM LOW 500 TO 604 IN 18 MONTHS. THEN GOT APPROVE FOR 2 UNSECURED CARDS.
Had 2 of the cards with different APR and annual fee. But closed 1. Help my credit a bit. Not a bad card.
It was good when I had it back in 2006. At the time I did have it my credit did pretty good. In 2007 I was stupid and stopped paying it. I eventually settled up on it. But its not a bad card there is worse out there.
The only report to 1 credit report
The only good thing with this card is no credit check. But I'm glad I don't have it anymore. I was late 1 month do to lose of job and they closed my account.
First off who said anything about capital one? I know its based off it creditworthiness. I have 3 other card and not late once so I know that can't be the problem. And my credit isn't poor.