diannered

2 Contributions 316 People Helped

Member Since: January 2011

Most Helpful Contribution

Hard Inquiries and Soft Inquiries

Feb 19, 2016
Helpful to 313 out of 324 people

I think 2 years is way too long for Inquiries to stay on your credit report.. I feel I'm being penalized for searching for better interest rates to lower my balances. 6 months to a year seems fair.

Activity (2 Total Contributions)

Hard Inquiries and Soft Inquiries

Feb 19, 2016
Helpful to 313 out of 324 people

I think 2 years is way too long for Inquiries to stay on your credit report.. I feel I'm being penalized for searching for better interest rates to lower my balances. 6 months to a year seems fair.

Will Rate Shopping Hurt My Credit Score?

Nov 16, 2015
Helpful to 3 out of 4 people

My question is ....................Why does an hard inquiry stay on your credit report (2) years ??????   Why not 6 months or 1 year.

It seems we are being penalized...................just sayin !!!!!!!!!!!!!!!!!!!