danimcc62

1 Contributions 2 People Helped

Member Since: May 2013

About Me: I'm a 54-year-old female that lives in an apartment in Harlem with one cat & a turtle & my 19-yr-old daughter. I have three daughters ages 35, 33, and 19. I have 3 grandchildren ages 13, 9, & 4 months old. I love computers, brain games, music, visiting with friends and family and having fun. When it comes to money matters, I'm very serious in what I'm doing and how I do it. I hold two department store credit cards, & practice in using my credit, from time to time. I also have a wonderful credit counselor that's helping me with my credit. I'll do my best to advise anyone in the community that needs financial advice.

Most Helpful Contribution

Hard Inquiries and Soft Inquiries

Aug 18, 2013
Helpful to 2 out of 4 people

Thank you for that wonderful piece of information.  Another good way to get collectors off your back is to send block letters asking them to stop and desist harassing you, especially if your only source of income is from the government.  If your only source of income is government(e.g. SSI, Public Assistance, Food Stamps, Medicaid, Social Security), they cannot in any way touch your income, especially if you get your monies by direct deposit.  Send them a block letter by certified return receipt, and I guarantee that the harassing calls & letters will stop.  Also, send a copy of your block letter to the Department of Consumer Affairs,  or the Federal Trade Commission.  That letter there you send by regular mail.  The block letters to the creditors goes by certified return receipt so that they cannot say they didn't get it.  So you're protected.

Activity (1 Total Contributions)

Hard Inquiries and Soft Inquiries

Aug 18, 2013
Helpful to 2 out of 4 people

Thank you for that wonderful piece of information.  Another good way to get collectors off your back is to send block letters asking them to stop and desist harassing you, especially if your only source of income is from the government.  If your only source of income is government(e.g. SSI, Public Assistance, Food Stamps, Medicaid, Social Security), they cannot in any way touch your income, especially if you get your monies by direct deposit.  Send them a block letter by certified return receipt, and I guarantee that the harassing calls & letters will stop.  Also, send a copy of your block letter to the Department of Consumer Affairs,  or the Federal Trade Commission.  That letter there you send by regular mail.  The block letters to the creditors goes by certified return receipt so that they cannot say they didn't get it.  So you're protected.