cpaige08

1 Contributions 1 People Helped

Member Since: April 2015

Most Helpful Contribution

how can i raise my credit score 100 points in 6 months

Feb 18, 2016
Helpful to 1 out of 1 people

Can you please explain the part about them loaning you $1000 and keeping it in your account.  

My situation is a bit different.  I have had a Kohls card, a Best Buy card, three vehicle loans and one mortgage.  I did have some late payments and derogatory remarks from when my ex used my Kohls card and I didn't know, therefore was late on paying.  I am going to write Kohls and see if they will work with me to remove any of those negative marks.  

I don't have a lot of credit and a small portion of it is bad.  How can I increase my score quickly?  I got a Home Depot card a few months ago and just recently requested an increase.  They did a hard hit on my credit which lowered my score by one point.   I learned my lesson but sadly the hard way.  

Since my husband and I both don't have hardly any credit, the max HomeDepot would give me on a credit line was $500.  This is not helping me improve my score.  :( 

Activity (1 Total Contributions)

how can i raise my credit score 100 points in 6 months

Feb 18, 2016
Helpful to 1 out of 1 people

Can you please explain the part about them loaning you $1000 and keeping it in your account.  

My situation is a bit different.  I have had a Kohls card, a Best Buy card, three vehicle loans and one mortgage.  I did have some late payments and derogatory remarks from when my ex used my Kohls card and I didn't know, therefore was late on paying.  I am going to write Kohls and see if they will work with me to remove any of those negative marks.  

I don't have a lot of credit and a small portion of it is bad.  How can I increase my score quickly?  I got a Home Depot card a few months ago and just recently requested an increase.  They did a hard hit on my credit which lowered my score by one point.   I learned my lesson but sadly the hard way.  

Since my husband and I both don't have hardly any credit, the max HomeDepot would give me on a credit line was $500.  This is not helping me improve my score.  :(