1 People Helped
Member Since: July 2015
Thanks. I need to do more research in which second card to get.
I just got some late payments for a student loan to be removed and my score bumped up to 616 on TransUnion :)
chet8504's reply was:
Thanks! I have been trying to work with them, but I will probabl end up going this route. I'm afraid since they're large CC companies that they will have all of the info on file and that won't be the case with me. But, no harm in trying!
Thanks for your help!
chet8504's response was:
I've been thinking about getting another secured card. I've seen it mentioned a lot here. Is the idea just that I'd have another account showing on time payments and an increased amount of credit?
Thanks for any help you can give. I have started some initial research on the Perkins Loan and maybe trying to rehab it. I think that may be my only possible route there.
Thanks for the help!
Thanks so much. You've been very helpful!
Thanks! I will try that route with them and hopefully it works! I can pay today, so hopefully that will help.
If they say no and end up reporting it after I have paid, could I dispute it as not being reported at the time of pay?
Thanks for any responses! You have all been so helpful!
Thanks so much! I'll dispute it with my letter and copy of the report before and after the recent edit. Thanks for the advice on the CFPB. I'll do that as well and see!