chet8504

13 Contributions 1 People Helped Top Contributor

Member Since: July 2015

Most Helpful Contribution

Initial successes - where from here?

Dec 11, 2016
Helpful to 1 out of 1 people

Thanks.  I need to do more research in which second card to get.  

I just got some late payments for a student loan to be removed and my score bumped up to 616 on TransUnion :)

Activity (13 Total Contributions)

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Initial successes - where from here?

Dec 11, 2016
Helpful to 1 out of 1 people

Thanks.  I need to do more research in which second card to get.  

I just got some late payments for a student loan to be removed and my score bumped up to 616 on TransUnion :)

Initial successes - where from here?

Dec 14, 2016

Thanks!  I have been trying to work with them, but I will probabl end up going this route.  I'm afraid since they're large CC companies that they will have all of the info on file and that won't be the case with me.  But, no harm in trying!

Very Small Medical Collection - What to do with it?

Dec 14, 2016

Thanks for your help!

Initial successes - where from here?

Dec 09, 2016

I've been thinking about getting another secured card.  I've seen it mentioned a lot here.  Is the idea just that I'd have another account showing on time payments and an increased amount of credit?

Initial successes - where from here?

Dec 08, 2016

Thanks for any help you can give.  I have started some initial research on the Perkins Loan and maybe trying to rehab it.  I think that may be my only possible route there.

Can you negotiate with OC to remove chargeoff if you already settled with a CA?

Nov 30, 2016

Thanks for the help!

Collection agency removed item-if I pay original creditor (owner), can the collection agency repost?...

Nov 21, 2016

Thanks so much.  You've been very helpful!

Collection agency removed item-if I pay original creditor (owner), can the collection agency repost?...

Nov 21, 2016

Thanks!  I will try that route with them and hopefully it works!  I can pay today, so hopefully that will help.

If they say no and end up reporting it after I have paid, could I dispute it as not being reported at the time of pay?

Collection agency removed item-if I pay original creditor (owner), can the collection agency repost?...

Nov 21, 2016

Thanks for any responses!  You have all been so helpful!

Original creditor reporting incorrectly - chargeoff instead of settled in full or paid in full

Nov 12, 2016

Thanks so much!  I'll dispute it with my letter and copy of the report before and after the recent edit.  Thanks for the advice on the CFPB.  I'll do that as well and see!

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