bootsgal

1 Contributions 418 People Helped

Member Since: November 2014

Most Helpful Contribution

How to dispute an error on your credit report

Nov 27, 2014
Helpful to 418 out of 497 people

I'm not a lawyer either, retired legal inv...you are right about the statue of limitations of the credit debt, BUT NOT THE CREDIT REPORT! I got excited too, when I did research, it showed in MS 4 years for the statue, reading further, that showed me BUT, NOT for a credit report to bump it off...don't ask me why...so I believe it is the credit bureaus with their little mayhem of 7 years...even if you did have 3 years...that is the time that the creditors have to get off of your tail...so you only have 4 more years left on the actual report! LIFE SUX!...if we were smart we would legislate for NO CREDIT BUREAUS at all...did you know that there weren't any when I was first born? Another history lesson for us all...yeah, we didn't want that, some lobbyist went after it for some big financial grouping and VOILA.....our lives are screwed up...they don't need to know all of our business....oh well, that's my take on this horrible experience of regrouping just for credit's sake!...

Activity (1 Total Contributions)

How to dispute an error on your credit report

Nov 27, 2014
Helpful to 418 out of 497 people

I'm not a lawyer either, retired legal inv...you are right about the statue of limitations of the credit debt, BUT NOT THE CREDIT REPORT! I got excited too, when I did research, it showed in MS 4 years for the statue, reading further, that showed me BUT, NOT for a credit report to bump it off...don't ask me why...so I believe it is the credit bureaus with their little mayhem of 7 years...even if you did have 3 years...that is the time that the creditors have to get off of your tail...so you only have 4 more years left on the actual report! LIFE SUX!...if we were smart we would legislate for NO CREDIT BUREAUS at all...did you know that there weren't any when I was first born? Another history lesson for us all...yeah, we didn't want that, some lobbyist went after it for some big financial grouping and VOILA.....our lives are screwed up...they don't need to know all of our business....oh well, that's my take on this horrible experience of regrouping just for credit's sake!...