bobbyjoeboggs

2 Contributions 106 People Helped

Member Since: April 2012

Most Helpful Contribution

how can i raise my credit score 100 points in 6 months

Jan 05, 2015
Helpful to 52 out of 140 people

That is bs. No way that could be true. Bad advice, and it is also impossiabl.

Activity (2 Total Contributions)

Should I apply for a Discover IT card?

Jun 26, 2015
b. boggs
Helpful to 6 out of 7 people

I would not apply for any more credit until at least 4 of the 6 hard inquires you say you now have come off your credit repor, because when they come off your score will jump maybe 15 to 20 points. So if you now have a 620 score  then that plus points you should get from other facters such paying bills on time, and a longer credit history just to mention a couple while you're waiting to get those hard inquires to off. To me it would be worth the waite because it could be the difference between being approved, or being denied, and definately a higher credit limit when you are approved. The DISCOVER IT card is a very worth while card, and you should enjoy using the benefits associated with it.....GOOD LUCK!!... You can't put much stock in your score on CK I find it to be always much highter than your actual score will be. Don't make the mistake of applying for any type of credit solely on what  your CK score is. If you do you'll end up with a bunch of rejections, and hard inruires which are very damaging to your score when you get more than 2 in a short period of time.

how can i raise my credit score 100 points in 6 months

Jan 05, 2015
Helpful to 52 out of 140 people

That is bs. No way that could be true. Bad advice, and it is also impossiabl.