5 People Helped
Member Since: October 2014
i have not been employeed in almost 2 years why would there be a Employee check on me if i am trying to get disability due to my mental status
badfriend's response was:
I have had Credit Karma for almost 3 years and it has been very good to me. If there is a dispute it is taken care of in a timely manner. CK has helped my credit and gp up slowly. Rome wasn't built in a day. Thanks CK
I have had my identity stolen and when I became aware of this I was almost 7,000.00 in DEBT, so after getting many letters from the credit card companies that I did not apply for these cards and my information was stolen. Along with a Police Report I typed many letters and got the cards removed from my credit report But, As this happened I watched my credit score go DOWN VERY QUICKLY, I was shocked I was the victim and my credit score just kept going down, down, down. Now I have POOR credit I did obtain 3 credit cards and always pay the card off monthly, Does this help me by paying them off every month or not?? But just a note KEEP YOUR INFORMATION THAT IS PRIVATE, PRIVATE IN A SAFE!! THE PERSON WHO DID THIS WAS MY X PARTNER OF 17 YEARS.
badfriend's reply was:
This was very helpful to me, But i had my identity stolen and that left me in a very bad light regarding my Credit Score, when they began to remove the fraudelant accounts my credit score kept dropping right before my eyes. I had no idea that fixing my credit would make my credit score decrease my a very large number. As I still struggle today to get to a FAIR rateing instead of VERY POOR, and I keep seeing my score go down again today by 7points.???? why. I pay my credit cards off every month. And don't CARRY A BALANCE, I don't over use them, I want to be a good credit card user and pay the card off every month but is this hurting my score? Do they want me to carry a BALANCE, and get the intrest fees?? I wanted to prove I can pay on time and monthly in full.? Confused I am, I thought being a good credit card person was one that paid off the card monthly??? AM I WRONG
Credit Card Confused
HELP ME PLEASE JUST TRYING TO GET FROM VERY POOR TO FAIR TO GOOD
I was almost there and the next day it dropped down again i can't get past the FAIR AND ARRIVE AT THE GOOD STANDING,THAT WOULD BE AWESOME JUST GOOD THATS ALL I WANT FOR STARTING OVER AND REPAIRING MY SAD CREDIT SCORE.
Enter Your Reply
I have used Credit Karma for a few years and every since then, I can see my credit score when ever I want to morning noon or 2am, this is a good thing to me just saying. They have all my information correct and that's a great thing, some things I even forgot about. Now with that being said I will keep Credit Karma on my computer and use them every chance I get to see if a debt is off of my report or if something is incorrect I can address that also, THANK GOD FOR CREDIT KARMA