amackey5

1 Contributions 20 People Helped

Member Since: October 2012

Most Helpful Contribution

What is the best way to handle accounts in collections?

Feb 04, 2016
Helpful to 20 out of 28 people

Who do you send the letter to?

I have 3 collections accounts, that I have been paying on but have recently decided to settle (less than full balance) because my husband and I want to purchase a home. The mortgage guy I spoke with had me under the impression that these 3 accounts are killing my scores, but I've been reading other things about this.

Thanks!

Activity (1 Total Contributions)

What is the best way to handle accounts in collections?

Feb 04, 2016
Helpful to 20 out of 28 people

Who do you send the letter to?

I have 3 collections accounts, that I have been paying on but have recently decided to settle (less than full balance) because my husband and I want to purchase a home. The mortgage guy I spoke with had me under the impression that these 3 accounts are killing my scores, but I've been reading other things about this.

Thanks!