Yatch99

44 Contributions 51 People Helped Top Contributor

Member Since: December 2015

Most Helpful Contribution

Blue Cash Preferred® Card from American Express

Mar 09, 2016
Misleading and false advertising
Helpful to 11 out of 28 people

It says 6% cash back but in truth it's only 1%. Most of not all places where I shop have their merchant codes set to something other than groceries. For gas purchases this card codes it as a food mart.

Then there is a delay of one month in getting your cash back which can only be redeemed in increments of $25.

Every time you call some idiot from India will answer the call and talk as if they own the credit world.

Amex is only 150 billion dollar company which is peanuts as compared to all other companies. Time to switch to a better American based company.

I am sick and tired of dealing with annoying reps and will not do business with a company that outsources jobs to India.

Activity (44 Total Contributions)

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BankAmericard® Secured Credit Card

Mar 16, 2016
Helpful to 11 out of 11 people

The best secured card out there. It has an annual fee and the deposit does not accrue interest but it reports very fast and consistently. Also, it boosts your credit score more than any other secured credit card for reasons I am not sure.

Capital One® Secured Mastercard®

Feb 16, 2016
Helpful to 6 out of 6 people

Cap one secured does not graduate like discover, citi and bofa secured cards. In order to get your refund, you will need to close this account. This card has served it's purpose for you - it has helped your credit, and that is all it will do.

Capital One® QuicksilverOne® Cash Rewards Credit Card

Mar 17, 2016
Helpful to 3 out of 3 people

Ck does not show experian scores.

Capital One® Secured Mastercard®

Feb 16, 2016
Helpful to 3 out of 3 people

Wish they would report my card to the CB as quickly as they reported yours...

Capital One® Platinum Credit Card

Apr 22, 2016
Helpful to 2 out of 2 people

American express is not hard to get approved for. The hardest cards are chase and bank of America.

BankAmericard® Secured Credit Card

Apr 14, 2016
Helpful to 1 out of 1 people

This card reported the day it was issued. It was reported even before I actually got the card, activated it and started using it.

Discover it® Secured Credit Card

Feb 20, 2016
Helpful to 1 out of 1 people

Read my review. I never got denied for the secured discover.

Chase Freedom®

Feb 20, 2016
Helpful to 1 out of 1 people

Cool play with words but why do you say that ?

General Card

Apr 09, 2016
Helpful to 6 out of 9 people

Guys please read the T&C before applying. The minimum redemption is $50. Do the math, you will have to spend a lot of $$ through this card before you can even get your cash back.

Also, I am not sure if you can redeem any amount over $50 or if it is in $50 increments. The latter would make it even worse.

Then the cash advance is 5% as compared to 3% I usually see for other credit cards...

Blue Cash Preferred® Card from American Express

May 09, 2016
Helpful to 2 out of 3 people

How did you get a vantage for experian?

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