7 People Helped
Member Since: May 2010
It is actually worded "7 or 10 years" . I waited 10 years and then I requested removal and they placed it back on my credit report as just occuring the month I requested it be removed that then turned into a legal fight in which my lawyer had to request them to remove it . and Bingo !!! it FINALLY disappeared
Wingman2003's reply was:
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Wingman2003's response was:
Oh I should add the address never showed on my credit report as having credit taken out at the address. Experian just claims there was credit taken out at that address and will not remove it . I never recieved a bill I never recieved any indications credit was abused. And nothing extra has ever shown on my credit ( credit cards or loans ). I also see the ex used my credit to buy a house in texas. Her address in texas shows up also.
So that is what happens?! I had a BK that was set to clear in one month. I inquired about the BK one month before it was to clear and it magically turned into ten years I read the BK and it stated that the bk could last 7 ""OR"" 10 years.
Some times it pays not to inquire. I also complained to the hospital -who I tried to pay the day of service- told me they would bill me . I never received the bill . Only knew about a collection agency when I recieve a email from Credit Karma stating a collection for 100 dollars was on my report . a 100 bucks lunch money for the we and these clowns who have said they cleared this from my report still have not. they did however put a new more current date on my credit report. The thing has been "0" balance since I heard about it from Credit Karma. But 7 years later it still rides on my credit report.