VadaRose13

1 Contributions 7 People Helped

Member Since: August 2015

Most Helpful Contribution

Chase Freedom Unlimited®

Mar 24, 2019
Helpful to 7 out of 7 people

Canceling your credit card means canceling all of your history with that card and it really does impact your credit score badly. If you don’t want to use the card anymore I’d suggest paying it off and not using it ally all. You could even cut it in half so that you don’t use it but don’t cancel it. That way you don’t use the card but your credit score isn’t also impacted negatively.

Activity (1 Total Contributions)

Chase Freedom Unlimited®

Mar 24, 2019
Helpful to 7 out of 7 people

Canceling your credit card means canceling all of your history with that card and it really does impact your credit score badly. If you don’t want to use the card anymore I’d suggest paying it off and not using it ally all. You could even cut it in half so that you don’t use it but don’t cancel it. That way you don’t use the card but your credit score isn’t also impacted negatively.