TheOldCrow

6 Contributions 60 People Helped

Member Since: June 2015

Most Helpful Contribution

Citi® Double Cash Card

Feb 25, 2019
My Go To CArd
Helpful to 38 out of 40 people

I've had this card for several years now and have never had any problems with the card or customer service, though I have rarely had to call customer service.  Everything can be accomplished on the website however, the few times I have had to call customer service they have been professional and most helpful.  The 2% cash back is great but as with any card don't run a balance where you get charged interest or it more than eats up your cash back.  I have About 15 credit cards of one sort or another and this is definitely amoung the best.  It also has some other excellent benefits.  Such as Price Rewind, if you find an item you bought using the card for less within 60 days they will refund the difference.  Extended warranty, extends the warranty of anything bought with the card for an additional 2 years.  There are also several other benefits I haven't mentioned.  Just check out their website for more info.  The bottom line, if you can get it do it.

Activity (6 Total Contributions)

Citi® Double Cash Card

Feb 25, 2019
My Go To CArd
Helpful to 38 out of 40 people

I've had this card for several years now and have never had any problems with the card or customer service, though I have rarely had to call customer service.  Everything can be accomplished on the website however, the few times I have had to call customer service they have been professional and most helpful.  The 2% cash back is great but as with any card don't run a balance where you get charged interest or it more than eats up your cash back.  I have About 15 credit cards of one sort or another and this is definitely amoung the best.  It also has some other excellent benefits.  Such as Price Rewind, if you find an item you bought using the card for less within 60 days they will refund the difference.  Extended warranty, extends the warranty of anything bought with the card for an additional 2 years.  There are also several other benefits I haven't mentioned.  Just check out their website for more info.  The bottom line, if you can get it do it.

Blue Cash Preferred® Card from American Express

Jun 03, 2019
Helpful to 8 out of 8 people

You are correct that if you don't use it for groceries it may not be cost effective to pay $95 per year for the card. Having said that I don't understand how putting them on a card with lower cash back ie: Quicksilver One or paying for them from your bank account could possibly be more cost effective than getting 6% cash back.

Also, the annual fee is not $150 its $95. At $150 it would probably not be worth it.

Blue Cash Preferred® Card from American Express

Jun 03, 2019
Helpful to 8 out of 8 people

I get 6% at Walmart neighborhood markets but not at superstores. I easily get enough in cash back to much more than pay the $95.

Citi® Double Cash Card

Feb 25, 2019
Helpful to 3 out of 3 people

The credit card did not "lie" to you Credit Karma did. Approval odds are Credit Karma's assessment of your chance of being approved. They were wrong. Don't mark down the card because Credit Karma gave you bad advice.

Blue Cash Preferred® Card from American Express

Jun 03, 2019
Helpful to 2 out of 2 people

Then why exactly do you still have it?

Blue Cash Preferred® Card from American Express

Sep 23, 2019
Helpful to 1 out of 2 people

I have had this card for a number of years and have never paid them a penny of interest much less left a ****ton of credit with them to pay THEIR high rates. My account has never been closed nor has my CL been reduced. I'd say there's more to your story than you choose to admit.