Texas1070

2 Contributions 117 People Helped

Member Since: January 2019

Most Helpful Contribution

Petal Visa Credit Card

Mar 10, 2019
Served its purpose....
Helpful to 114 out of 136 people

Card is okay if you have limited choices due to low credit scores. With responsible use, they will report to all 3 bureaus although there are fees that you may incur at a high rate just to own this card. After a period of time, if your scores are high enough, I would recommend finding a better card with lower interest etc.

Activity (2 Total Contributions)

Petal Visa Credit Card

Mar 10, 2019
Served its purpose....
Helpful to 114 out of 136 people

Card is okay if you have limited choices due to low credit scores. With responsible use, they will report to all 3 bureaus although there are fees that you may incur at a high rate just to own this card. After a period of time, if your scores are high enough, I would recommend finding a better card with lower interest etc.

Petal Visa Credit Card

Mar 10, 2019
Could not get pre-approved
Helpful to 3 out of 3 people

This cards pre-approval application declined me even though my credit payment history is perfect for the past two years. Once you are declined for the pre-approval process, you are blocked from ever being able to re-apply...ever! Very strange. The website even admits to not allowing anyone to reapply once they are declined. Very odd policy.