TBD1977

1 Contributions 47 People Helped

Member Since: March 2015

Most Helpful Contribution

Capital One® Savor® Cash Rewards Credit Card

Jan 19, 2019
An excellent card that manages to wow me
Helpful to 47 out of 52 people

Had it for about a month and a half now, got approved on 720/740 CK/Experian (oddly, their model rated me 698 based on the blurb in the welcome package), we eat out a lot and large expeses for entertainment, so going for the 4% card at annual fee was a no-brainer for me.

Extremely happy with the whole online interface, the way the card rewards are instantly calculated and available, granted there are some grey areas, where restaurants in hotels can be billed as "hotel" rather than dining, depending on their respective billing practices, but that is a general issue and I would not hold it against the card.

Have not had to interact with customer service yet, so, can't comment on that.

In terms of features and everyday management I am currently extremely satisfied, received the welcome bonus the second the respective charge was processed. Application process was easy online, they checked for pre-approved offers, which I didn't have, but instantly cleared me for a decent credit line. Card arrived reasonably fast. App and website great to use. If you're dining/entertaining, this is for you.

Activity (1 Total Contributions)

Capital One® Savor® Cash Rewards Credit Card

Jan 19, 2019
An excellent card that manages to wow me
Helpful to 47 out of 52 people

Had it for about a month and a half now, got approved on 720/740 CK/Experian (oddly, their model rated me 698 based on the blurb in the welcome package), we eat out a lot and large expeses for entertainment, so going for the 4% card at annual fee was a no-brainer for me.

Extremely happy with the whole online interface, the way the card rewards are instantly calculated and available, granted there are some grey areas, where restaurants in hotels can be billed as "hotel" rather than dining, depending on their respective billing practices, but that is a general issue and I would not hold it against the card.

Have not had to interact with customer service yet, so, can't comment on that.

In terms of features and everyday management I am currently extremely satisfied, received the welcome bonus the second the respective charge was processed. Application process was easy online, they checked for pre-approved offers, which I didn't have, but instantly cleared me for a decent credit line. Card arrived reasonably fast. App and website great to use. If you're dining/entertaining, this is for you.