Steadyclimber

1 Contributions 111 People Helped

Member Since: October 2013

Most Helpful Contribution

Credit card utilization and your credit score

Oct 27, 2013
Helpful to 111 out of 120 people

I'm glad to have joined this community of individuals that have contributed their personal experience's in rebuilding their credit issues'. As I begin to rebuild my credit I am coming to understand that it is not as fearful as I thought it would be. All I had to do was make a committment to focusing on the issues in my credit history that were affecting my credit. After coming to Credit Karma and researching through so many contributors experience's I realized that I was becoming inspired to hear their testimonies and their success's. I began to understand important distinctions' in understanding the FICO Scoring system a little better than I had previously. Although, I carry alot of student loans which are all current "THANK GOD" I still have other aspirational goals for my future. I have to now focus on re-building my credit-debt-ratio. I would like to thank everyone for their personal testimonies because, wheither you know it or not it is helping others (such as myself) in realizing that if others have over come the fear of tackling their credit score's and have been successful at it, then they can too do it!

Steadyclimber

Activity (1 Total Contributions)

Credit card utilization and your credit score

Oct 27, 2013
Helpful to 111 out of 120 people

I'm glad to have joined this community of individuals that have contributed their personal experience's in rebuilding their credit issues'. As I begin to rebuild my credit I am coming to understand that it is not as fearful as I thought it would be. All I had to do was make a committment to focusing on the issues in my credit history that were affecting my credit. After coming to Credit Karma and researching through so many contributors experience's I realized that I was becoming inspired to hear their testimonies and their success's. I began to understand important distinctions' in understanding the FICO Scoring system a little better than I had previously. Although, I carry alot of student loans which are all current "THANK GOD" I still have other aspirational goals for my future. I have to now focus on re-building my credit-debt-ratio. I would like to thank everyone for their personal testimonies because, wheither you know it or not it is helping others (such as myself) in realizing that if others have over come the fear of tackling their credit score's and have been successful at it, then they can too do it!

Steadyclimber