NtGvgUpMyLife2

1 Contributions 1 People Helped

Member Since: June 2013

Most Helpful Contribution

Credit card utilization and your credit score

Jan 13, 2015
Helpful to 1 out of 3 people

At this point, I couldn't care what score I have. Haven't for years. Had 1 CC for years, using very sparingly and paying off whenever I did. Turned to strictly cash transactions, even when buying a car. The fact that such companies can control your life and wreck havoc on it just boggles my mind. We all felt the housing crash because of people who could not afford to own one to begin with. Where was the safety check back then? Oh, that's right, our glorious Gov't said everyone has the right to own property. My CC score is now a Big Fat "F". I owe $43 on a BoA card (only cause I bank there now) and needed it for an internet transaction. Just closed my Kohl's accout I never even activated and will do same for Sears. Got the savings for applying, don;t need them. My credit was ruined because a judgement on the person we sued 4 years ago and won the case, was put on our names instead of him. Though two were removed after cost, the Equifax one remains, setting my score now at 754. I am working towards getting off grid soon. Let those who worry about what big brother says, I don't want someone else controlling what I do, especially the BANKS!

Activity (1 Total Contributions)

Credit card utilization and your credit score

Jan 13, 2015
Helpful to 1 out of 3 people

At this point, I couldn't care what score I have. Haven't for years. Had 1 CC for years, using very sparingly and paying off whenever I did. Turned to strictly cash transactions, even when buying a car. The fact that such companies can control your life and wreck havoc on it just boggles my mind. We all felt the housing crash because of people who could not afford to own one to begin with. Where was the safety check back then? Oh, that's right, our glorious Gov't said everyone has the right to own property. My CC score is now a Big Fat "F". I owe $43 on a BoA card (only cause I bank there now) and needed it for an internet transaction. Just closed my Kohl's accout I never even activated and will do same for Sears. Got the savings for applying, don;t need them. My credit was ruined because a judgement on the person we sued 4 years ago and won the case, was put on our names instead of him. Though two were removed after cost, the Equifax one remains, setting my score now at 754. I am working towards getting off grid soon. Let those who worry about what big brother says, I don't want someone else controlling what I do, especially the BANKS!