Noteleks12

1 Contributions 5 People Helped

Member Since: August 2015

Most Helpful Contribution

How to dispute an error on your credit report

Jul 14, 2016
Helpful to 5 out of 10 people

You are absolutely correct.   You know gets me is, you have a poor credit rating, which to me, would mena you have LESS money to spend, but wait for it, you go buy a car, get approved and you pay 3 times what a person with a good or excellent credit rating would.   Then there are :"LATE FEES", what brain-dead moron came up with this idiocy?   If I don't have the full funds the day it's due because my payday happens to fall a day or two late, I get hit with late fees that makes it sometimes impossible to pay the account.  Even though you may call, go in and try to explain the delay of payment for a day or so, here comes a $50 or $75 late fee, now if there was no late fee, you'd have the account/loan payment, but some of these BUFFOONS and MORONS insist on you pay the late fee or they "refuse payment".    What happened to the day when a lender "REFUSED" payment, then they lost any future payments and the loan/account had to be considered "PAID IN FULL" because they "REFUSED" payme nt?     Collection agencies as far as I am concerned should ALL be ran out of business and out of every town on rail!     They surely ARE NOT an asset to the consumer at all, more of a burden and a hindrence for one to achieve getting credit, a car, home loan, etc.    I say they all should be put out of business and never be allowed to open their doors ever again!  And LATE FEES should also be ILLEGAL as they do nothing to benefit the consumer, just the greedy corporations and landlords wanting to pad their bank accounts with extra money.   And because of LATE PAYMENT FEES can also cause one to lose their home, apartment, vehicle, etc.     Late Fees are just so wrong on far too many levels!

Activity (1 Total Contributions)

How to dispute an error on your credit report

Jul 14, 2016
Helpful to 5 out of 10 people

You are absolutely correct.   You know gets me is, you have a poor credit rating, which to me, would mena you have LESS money to spend, but wait for it, you go buy a car, get approved and you pay 3 times what a person with a good or excellent credit rating would.   Then there are :"LATE FEES", what brain-dead moron came up with this idiocy?   If I don't have the full funds the day it's due because my payday happens to fall a day or two late, I get hit with late fees that makes it sometimes impossible to pay the account.  Even though you may call, go in and try to explain the delay of payment for a day or so, here comes a $50 or $75 late fee, now if there was no late fee, you'd have the account/loan payment, but some of these BUFFOONS and MORONS insist on you pay the late fee or they "refuse payment".    What happened to the day when a lender "REFUSED" payment, then they lost any future payments and the loan/account had to be considered "PAID IN FULL" because they "REFUSED" payme nt?     Collection agencies as far as I am concerned should ALL be ran out of business and out of every town on rail!     They surely ARE NOT an asset to the consumer at all, more of a burden and a hindrence for one to achieve getting credit, a car, home loan, etc.    I say they all should be put out of business and never be allowed to open their doors ever again!  And LATE FEES should also be ILLEGAL as they do nothing to benefit the consumer, just the greedy corporations and landlords wanting to pad their bank accounts with extra money.   And because of LATE PAYMENT FEES can also cause one to lose their home, apartment, vehicle, etc.     Late Fees are just so wrong on far too many levels!