3 People Helped
Member Since: January 2013
You should pull a credit report once wvery four months for free. I have mine on my calendar. Transunion, then equifax, then experian. Thats just my order. That way, you have a good report every four months and can correct errors early.
Nebaum's reply was:
I thought that multiple inquiries re the same type (ie auto loan or mortgage) within a 30 day period only counted as one inquiry. On my report i applied to 7 financial institutions for a mortgage but only was dinged 1 inquiry.