Mygreatestversion

1 Contributions 20 People Helped

Member Since: January 2018

Most Helpful Contribution

Navy Federal Credit Union® Credit Card

Jan 31, 2019
Amazing!
Helpful to 20 out of 20 people

I applied for the the cashback rewards card in Nov 2018 and was instantly approved for $25,000. I was shocked and thought I had double vision and saw to many zeros. My credit score at the time was around the 620's, nothing in collections, about $50000 in student loan debt but not showing as negative. Also a couple of older loans that are still showing as derogatory totaling about $5000. I also have a capital one card of $500 credit limit. My suggestion if u have collections is to pay off the newest, larger amount items first. I had a $206 medical bill on my account for 4 months and once I paid it off my score jumped 76 points, which put me at around the 620's for my credit score. NFCU has been wonderful to me so far, check out there auto buying program as well..it worked wonders for me and got me a great vehicle at a much lower APR than anyone else. Some banks would say as low as 13%, NFCU said 8%. Good luck!

Activity (1 Total Contributions)

Navy Federal Credit Union® Credit Card

Jan 31, 2019
Amazing!
Helpful to 20 out of 20 people

I applied for the the cashback rewards card in Nov 2018 and was instantly approved for $25,000. I was shocked and thought I had double vision and saw to many zeros. My credit score at the time was around the 620's, nothing in collections, about $50000 in student loan debt but not showing as negative. Also a couple of older loans that are still showing as derogatory totaling about $5000. I also have a capital one card of $500 credit limit. My suggestion if u have collections is to pay off the newest, larger amount items first. I had a $206 medical bill on my account for 4 months and once I paid it off my score jumped 76 points, which put me at around the 620's for my credit score. NFCU has been wonderful to me so far, check out there auto buying program as well..it worked wonders for me and got me a great vehicle at a much lower APR than anyone else. Some banks would say as low as 13%, NFCU said 8%. Good luck!