Kandle5

4 Contributions 33 People Helped

Member Since: December 2011

Most Helpful Contribution

OneMain Financial Personal Loans

Jan 07, 2013
Helpful to 21 out of 21 people

I wish I had seen these reviews last month. My first payment came out this month. They didn't tell me I would be paying 35% interest. The loan they talked me into has actually made everything worse. I'm paying $300 a month more and no credit cards are paid off.  I feel like I was blindsided by them; One Main Financial.

Activity (4 Total Contributions)

OneMain Financial Personal Loans

Jan 07, 2013
Helpful to 21 out of 21 people

I wish I had seen these reviews last month. My first payment came out this month. They didn't tell me I would be paying 35% interest. The loan they talked me into has actually made everything worse. I'm paying $300 a month more and no credit cards are paid off.  I feel like I was blindsided by them; One Main Financial.

OneMain Financial Personal Loans

Jan 07, 2013
Helpful to 10 out of 10 people

I AGREE

Hard Inquiries and Soft Inquiries

Apr 11, 2013
Helpful to 1 out of 1 people

I never knew about the "hard inquiries" until now checking your credit more than once.  That happened to me when I co-signed for a car for a friend and the 2 companies we started with checked it 4 times each. I called them and they said that was normal. People need to be advised by these companies, by law, what they are doing and what is happening. I now see why my score went down during that time period. But it's too late now to do anything about it. Also, I have been transferring my credit card balances to 2 other cards in order to clear up my debts but the credit score shows that isn't the right thing to do as they aren't reporting the up-do-date actual figures...this also is hurting my credit.  It takes way too long for these companies and credit bureaus to update your life. I'm having to wait on them as I'm sure others are too.   This also needs to legally change somehow.

Hard Inquiries and Soft Inquiries

Apr 11, 2013
Helpful to 1 out of 2 people

You need to go to that company and have them send information to the credit bureaus immediately so it can be removed. They need to send you a copy also. I just recently had to do this and it was quick....but then I might have just gotten lucky for once. But try that.