Jetfuelrm

17 Contributions 509 People Helped Top Contributor

Member Since: November 2013

Most Helpful Contribution

how can i raise my credit score 100 points in 6 months

Dec 12, 2013
Helpful to 472 out of 566 people

Pay all bills on time and have 20 percent or lower utilization.

Activity (17 Total Contributions)

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Barclaycard Rewards MasterCard®

Nov 27, 2014
Good for building credit
Helpful to 17 out of 17 people

The card is good for building credit.  However there are far more better cards on the market. I have had the card for over a year and did not look at the interest rate when applying.  My credit score is 760 the same as it was when I applied. My fault for not checking the interest rate which is 24.99 %. I transferred my balance off this card and to my Discover card with 18 months no interest.  Balance was $700.00. I called and inquired about a lower interest rate. I was offered 23.0% interest rate, no thanks.  Needless to say I will not be using this card much,only little things to keep the card open which has a high credit limit. My suggestion is stay away from this card if you can. Dicover IT, Amx Everday card,citi simplicity are far better cards.

Discover it®

Nov 12, 2014
Great Card!
Helpful to 14 out of 14 people

Applied and was approved with a credit limit of $10,500 Credit score is currently 760 with a 9% total utilization among 19 accounts, Never late on any of my account payments.

how can i raise my credit score 100 points in 6 months

Dec 12, 2013
Helpful to 472 out of 566 people

Pay all bills on time and have 20 percent or lower utilization.

Paid collections account that collector agreed to delete, but DID NOT.

Dec 10, 2013
Helpful to 2 out of 2 people

I would have requested it in writing beforehand. You can try talking to a supervisor..  I do not know how far you will get. i wish you good luck.  If it is in writing, I would say you have a good case and can send it to the three credit beaures as a dispute.

How long do the hard credit inquiries stay on your credit report

Mar 19, 2016
Helpful to 1 out of 1 people

2 years

I do not have a job to pay these bill what can i do

Dec 12, 2013
Helpful to 2 out of 3 people

I would suggest finding a job rather quickly doing anything you can otherwise your credit will suffer.  I know I have been there in the past.

how can i raise my crdit score 100 points in 6 months

Nov 30, 2013
696 points in two months
Helpful to 1 out of 2 people

First let me say I did have bad credit.  I however waited for it to drop off my record after seven years  my credit score two months ago was 0.  My girlfriend added me to three cards as an authorized user.  She/we have never been late on any of the payments and I reap the rewards. I am sure my credit score will increase.  I am not sure if this helps ,but is the way I did it.

Alright i need a little advice, too many hard pulls?

Nov 26, 2014

Discover IT I would also recommend.  The customer sevice is outstanding, no annual fees.  Discover was generous to me, giving  me $10,500 witha 760 score and 9% utilization among 19 accounts.

I really need help! my credit is 684! I have 3 credit cards, about 9000 balance, how can I increase?...

Dec 12, 2013

Make sure all payments are made on time and lower your utilization to 20% or under if possible.

I have 9 crdit crds maxed If i pay most off and leave 3 with small balance will it help my credit

Dec 12, 2013

It should help because paying off 6 of them will lower your utilization and your credit score should increase unless you have had late payments. It should show when the credit companies update.  I am not sure when and how often they do it.  Hope this help a little.

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