Jenbug421

7 Contributions 14 People Helped

Member Since: December 2011

Most Helpful Contribution

Exeter Finance

Aug 09, 2015
Exeter has been great to me!!
Helpful to 9 out of 10 people

I went to Carmax to originally buy a car with a roadloans approval, but I wanted to see if I could get a better rate with a different finance company. I did not think anyone would even approve me besides roadloans. Exeter came back with a slighty higher interest rate with a term of 60 months instead of 72 and the payments were lower!! Don't ask me how that happened, but it was a win. They got my account setup very fast, and I am still in shock. Awhile back ago, around 2 years ago, I made a very bad decision and got myself into a extremely high interest title loan with the car that I traded in (DON'T EVER EVER GET A TITLE LOAN WITH 1 STOP TITLE LOANS, THEY WILL RIP YOU OFF). I'm just very thankful that I got out of that nightmare and my payments in now almost cut in half, and they are being reported to the credit agencies where previously they weren't. I got a fantastic reliable car that I absolutely love. I have never been so happy in my entire life. I feel like I won the lottery! Thank you Exeter Finance!!

Activity (7 Total Contributions)

Exeter Finance

Aug 09, 2015
Exeter has been great to me!!
Helpful to 9 out of 10 people

I went to Carmax to originally buy a car with a roadloans approval, but I wanted to see if I could get a better rate with a different finance company. I did not think anyone would even approve me besides roadloans. Exeter came back with a slighty higher interest rate with a term of 60 months instead of 72 and the payments were lower!! Don't ask me how that happened, but it was a win. They got my account setup very fast, and I am still in shock. Awhile back ago, around 2 years ago, I made a very bad decision and got myself into a extremely high interest title loan with the car that I traded in (DON'T EVER EVER GET A TITLE LOAN WITH 1 STOP TITLE LOANS, THEY WILL RIP YOU OFF). I'm just very thankful that I got out of that nightmare and my payments in now almost cut in half, and they are being reported to the credit agencies where previously they weren't. I got a fantastic reliable car that I absolutely love. I have never been so happy in my entire life. I feel like I won the lottery! Thank you Exeter Finance!!

want to lease a car, is 640 score enough?

Mar 06, 2017
Helpful to 5 out of 7 people

You should have no issues leasing a car with that kind of income and credit score. Any bank would be stupid not to approve you.

want to lease a car, is 640 score enough?

Mar 06, 2017

As long as you have a cosigner, there shouldn't be any issues. A cosigner would help greatly in your situation, not only they have good credit but they have very good income.

Capital One® Auto Finance

Dec 27, 2015

It's based on how your credit is. If you have a really bad credit score, then expect to pay high interest.

Milestone® Gold Mastercard®

Aug 21, 2015

I have the problem

what credit score is needed for an auto loan?

Jul 06, 2015

Yes, my credit score is 590 and I can't seem to get approved for more than 12,000 with 19% so yeah thats really good

what credit score is needed for an auto loan?

Jul 06, 2015
Impossible to get approved for a loan.

Im so irritated, I have a 571 transunion credit score and a 590 equifax credit score. I have 5 credit cards that are in good standing, I always pay on time. NO BANK will approved me for a auto loan. RoadLoans did approved me, but it was for only $11,999.00. I cant get anything with that amount of money and I dont trust that site anyways. I have tried Wells Fargo, and Capital One, and nobody will approve me, because I have never bought a car before. Any Advice?