JGinSeattle

22 Contributions 31 People Helped Top Contributor

Member Since: January 2015

Most Helpful Contribution

Capital One® QuicksilverOne® Cash Rewards Credit Card

Jul 13, 2015
Pretty quick approval!
Helpful to 15 out of 16 people

I just applied for this card and was approved within 5 minutes for a credit line of $1,000.  Pretty amazing if you ask me!

Activity (21 Total Contributions)

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Capital One® QuicksilverOne® Cash Rewards Credit Card

Jul 13, 2015
Pretty quick approval!
Helpful to 15 out of 16 people

I just applied for this card and was approved within 5 minutes for a credit line of $1,000.  Pretty amazing if you ask me!

General card

Aug 09, 2016
Super easy approval
Helpful to 6 out of 6 people

Being a die hard NFL fan I had to try and get this card.  I applied online and received the expected need to review my applications and within 10 minutes they were calling me to ask some additional questions and was approved for $1000 initial credit limit.  Since my BK discharged last Spring I now have 4 cards with a total credit line of $9500.  I big thanks to Credit Karma and your given odds of approval.  I just wish your credit scores better matched my actual score.

Capital One® Platinum Credit Card

Aug 08, 2016
Easy approval.
Helpful to 4 out of 4 people

My Chapter 13 was discharged in 3/2015 and since then I have been able to obtain the Capitol One QuickSilver, AMEX cash everyday and I applied for this card over the weekend and was approved this morning with a $2,000 credit limit.

The Amex EveryDay® Credit Card from American Express

Apr 16, 2016
Easy approval
Helpful to 3 out of 3 people

My score is currently 702/689 when I applied for this card.  At first I received the "We will need 14 days" but within 8 hours I was approved for a $1000 credit limit.  I really like the 15 months at 0%.

Need advice (First Premier)

Jan 05, 2017
Helpful to 1 out of 1 people

Pay it off.  Also you can see if they will accept a lower pay off amount.  Either way it's going to be on your credit report for at least another 3 to 6 years.

Can you have a credit card when on SSI?

Jan 05, 2017
Helpful to 1 out of 1 people

Yes.  My Mother Inlaw has been on SSI the whole time that I have known her and she has no issues getting credit.  Your debt to income ratio will play a huge part of the size of the credit that a lender will be willing to give you.

I dont understand why my credit score went down.

Sep 07, 2016
The missed payments are
Helpful to 1 out of 1 people

working against you.  You can contact the credit agencies to get it fixed.  Also have you received your annual free credit reports?  If not, get it done because there could be other issues effecting your score.

Blue Cash Everyday® Card from American Express

Dec 07, 2016
Don't bother if you have a BK.

Several months back I applied for and was approved with a 1K credit limit on another AmEx card.  I have always paid my full balance and have never charged more then 30% of my limit.  I applied for the Blue Cash Everyday and was denied because my BK was still showing on my credit report.  I also tried for a increase on the card I have and was denined for the same reason.  My BK should fall off next Spring, so I'm hoping to try again once it's gone.

Why is my credit issue "thin file " and how do I fix that? Had credit card for a year .

Jan 15, 2017

Because you only have one credit card and no other installment loans.  Apply for another credit card and or store card, see if you can get a small personal loan.

Auto dealership ran my credit for a car without my approval

Jan 15, 2017

Well did they have you fill out an application?  Without your consent they can't run your credit.  The good news is that several hard pulls around the same time searching for a auto loan is suppose to be counted as one pull.

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