31 People Helped
Member Since: January 2015
I just applied for this card and was approved within 5 minutes for a credit line of $1,000. Pretty amazing if you ask me!
JGinSeattle's response was:
Being a die hard NFL fan I had to try and get this card. I applied online and received the expected need to review my applications and within 10 minutes they were calling me to ask some additional questions and was approved for $1000 initial credit limit. Since my BK discharged last Spring I now have 4 cards with a total credit line of $9500. I big thanks to Credit Karma and your given odds of approval. I just wish your credit scores better matched my actual score.
My Chapter 13 was discharged in 3/2015 and since then I have been able to obtain the Capitol One QuickSilver, AMEX cash everyday and I applied for this card over the weekend and was approved this morning with a $2,000 credit limit.
My score is currently 702/689 when I applied for this card. At first I received the "We will need 14 days" but within 8 hours I was approved for a $1000 credit limit. I really like the 15 months at 0%.
Pay it off. Also you can see if they will accept a lower pay off amount. Either way it's going to be on your credit report for at least another 3 to 6 years.
Yes. My Mother Inlaw has been on SSI the whole time that I have known her and she has no issues getting credit. Your debt to income ratio will play a huge part of the size of the credit that a lender will be willing to give you.
working against you. You can contact the credit agencies to get it fixed. Also have you received your annual free credit reports? If not, get it done because there could be other issues effecting your score.
Several months back I applied for and was approved with a 1K credit limit on another AmEx card. I have always paid my full balance and have never charged more then 30% of my limit. I applied for the Blue Cash Everyday and was denied because my BK was still showing on my credit report. I also tried for a increase on the card I have and was denined for the same reason. My BK should fall off next Spring, so I'm hoping to try again once it's gone.
Because you only have one credit card and no other installment loans. Apply for another credit card and or store card, see if you can get a small personal loan.
Well did they have you fill out an application? Without your consent they can't run your credit. The good news is that several hard pulls around the same time searching for a auto loan is suppose to be counted as one pull.